Smile Services

Dental insurance

The purpose of dental insurance

Dental insurance is designed to pay for a portion of basic services. Insurance benefits typically won't cover optimum dental care, and dental plans rarely cover 100% of any dental fee.

Consider long-term results

The least expensive treatment may not be the most durable, beneficial treatment choice. Generally, you will save money in the long run by opting for higher quality treatment, as better quality materials last longer and offer better appearance and improved performance.

Indemnity plans most common

If you have an indemnity plan, you're likely familiar with the term "usual, customary and reasonable" (UCR). Insurance companies base benefits on these fees, which may not accurately represent actual dental fees. They may even be arbitrary fees set by insurance companies.

If you have any other questions, ask us for more information.